A plan is hatched...

OK so this morning i have been working hard on the budget for the next 6 weeks. i have written it all up, and it looks so great on paper. stilling to the plan i will be able to pay out the TV by the end of this month, and pay out thee car by the end of June. and then i will be able to pay out the Credit card by the end of October, leaving me 2 months to build up a nice emergency fund.

i have also accounted for birthdays, Christmas, and going back to school next yr and set aside a small amount each week to cover it. the bet part is that this year we are having a home made year, so the only presents ill have to buy are my kids. i have also set aside a bit each month to cover cover any extras.

and wouldn't you know it, just went i finished sorting out the budget, what urns up in the mail.... a speeding fine for $146 for being 5 kms over the limit. so i have to find an extra $146 by the 13th May, I'm not going to let this get me down, I'm going to use it as a challenge.

so to do all this we will have to embrace a 6 month no spend challenge. and lots of $21 challenges to get us through the next few months. the kids weren't happy about it, but when they realised that this would mean we would be debt free, and we wouldn't have to be as strict after wards, they agreed. didn't have the heart to tell them that our income would be cut down so we would still have to be careful.

today I'm heading off to meet a few lovely ladies (and their kids) that i have met on the simple savings website. will be great to meet up with other like minded people. and hopefully make some new friends.

well i guess i really should get off the computer and get work done around here. i need to keep organised as this will be the only way i will succeed in my goals.